🏦Bank Scorer

U. S. I.

Deer Park, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Community — open geographic area

Charter #13132Est. 1959RSSD: 758187

Members

2,125

Net Worth Ratio

19.98%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$26.3M

Peer Group 3

Members

2,125

as of latest quarter

Net Worth Ratio

19.98%

Well Capitalized

Institution Profile

NCUA

Address

Po Box D, Deer Park, TX 77536

Chartered

1959

Branch Locations

1 location

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$26.3M

Total Shares

$19.8M

Total Loans

$22.7M

Net Worth Ratio

19.98%

≥7% = Well Capitalized

Members

2,125

Delinquency Rate (60d+)

1.95%

$445K

Loan-to-share ratio: 114.9%· healthy range 60–80%

Branch Locations

NCUA

USI Federal Credit Union

1515 Miller Cut Off RD, La Porte, TX, 77571

Monday-Friday 7:30-3:45

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.