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TVA COMMUNITY CREDIT UNION

Muscle Shoals, AL · State Credit Union · Chartered in AL

LICUWell Capitalized

Who can join

Type 99

Charter #68559Est. 1936RSSD: 239574

Members

20,008

Net Worth Ratio

18.28%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$424.4M

Peer Group 5

Members

20,008

as of latest quarter

Net Worth Ratio

18.28%

Well Capitalized

Institution Profile

NCUA

Address

1405 South Wilson Dam Rd, Muscle Shoals, AL 35661

Chartered

1936

Branch Locations

10 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$424.4M

Total Shares

$371.0M

Total Loans

$163.7M

Net Worth Ratio

18.28%

≥7% = Well Capitalized

Members

20,008

Delinquency Rate (60d+)

0.09%

$142K

Loan-to-share ratio: 44.1%· healthy range 60–80%

Branch Locations

NCUA

Wilson Dam Road

1405 S Wilson Dam Rd, Muscle Shoals, AL, 35661

8:30 - 5:00 M-F

MainATMDrive-thru

Mall Drive Branch

406 N Mall Ct, Florence, AL, 35630-1580

8:30 - 5:00 Monday - Friday 8:00 a.m. - 12:00 noon Saturday

ATMDrive-thru

Killen Branch

150 Brush Creek Rd, Killen, AL, 35645-9117

8:30 - 5:00 Monday - Friday

ATMDrive-thru

Brown's Ferry Branch

10835 Shaw Rd # BFT-2C, Athens, AL, 35611

7:30 - 4:00 Monday - Friday

ATM

Dr. Hicks Branch

303 E Dr Hicks Blvd, Florence, AL, 35630

8:30 - 5:00 Monday - Friday

ATMDrive-thru

Athens Branch

616 E Hobbs St, Athens, AL, 35611

8:30 - 5:00 Monday - Friday

ATMDrive-thru

Reservation Branch

1010 Reservation Road, Muscle Shoals, AL, 35661

M-F 8:30am - 5:00pm

ATMDrive-thru

Tuscumbia Branch

211 E 6th St, Tuscumbia, AL, 35674

8:30 - 5:00 M-F

ATMDrive-thru

Sheffield Branch

425 Cox Blvd, Sheffield, AL, 35660

8:30-5:00 Monday - Friday 8:00 a.m. - 12:00 noon Saturday

ATMDrive-thru

Cloverdale Branch

2809 Cloverdale Rd, Florence, AL, 35630

8:30 -5:00 M-F

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.