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TRUE COMMUNITY

Jackson, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68718Est. 1953RSSD: 263681

Members

81,734

Net Worth Ratio

11.31%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$953.2M

Peer Group 6

Members

81,734

as of latest quarter

Net Worth Ratio

11.31%

Well Capitalized

Institution Profile

NCUA

Address

1100 Clinton Rd, Jackson, MI 49202-2060

Chartered

1953

Branch Locations

15 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$953.2M

Total Shares

$818.0M

Total Loans

$704.6M

Net Worth Ratio

11.31%

≥7% = Well Capitalized

Members

81,734

Delinquency Rate (60d+)

1.06%

$7.5M

Loan-to-share ratio: 86.1%· healthy range 60–80%

Branch Locations

NCUA

Clinton Road

1100 Clinton Rd, Jackson, MI, 49202-2060

M-F 7:30-6:00 S 9-2

MainATMDrive-thru

Brooklyn

131 S Main St, Brooklyn, MI, 49230

M-F 9:30-5:30 S9-1

ATMDrive-thru

Parma

121 W Main St, Parma, MI, 49269-8904

M-F 9:30-5:30 S 9-2

ATM

Downtown

165 W Michigan Ave, Jackson, MI, 49201-1313

M-F 9:30-5:30

ATM

Mason

103 E Kipp Rd, Mason, MI, 48854-8202

M-F 8:30-6 S 9-2

ATMDrive-thru

Spring Arbor

2055 Spring Arbor Rd, Jackson, MI, 49203

M-F 9:30-5:30 Sat 9-2

ATMDrive-thru

Grass Lake

670 E Michigan Ave, Grass Lake, MI, 49240

Mon-Fri 9:30-5:30 closed from 11-12 Sat 9:00-1:00

ATMDrive-thru

Saline

559B E Michigan Ave Ste B, Saline, MI, 48176-1588

M-F 9-5:30 Closed 12-1

ATM

Mansfield

424 S Mansfield St, Ypsilanti, MI, 48197-5165

M-F 9:00-5:30 Sat 9-12

ATMDrive-thru

Whittaker

1861 Whittaker Rd, Ypsilanti, MI, 48197

M-F 9:00-5:30 Sat 9-12

ATMDrive-thru

5 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.