TRI-LAKES
Saranac Lake, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
2,163
Net Worth Ratio
13.19%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$28.4M
Peer Group 3
Members
2,163
as of latest quarter
Net Worth Ratio
13.19%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$28.4M
Total Shares
$24.4M
Total Loans
$11.8M
Net Worth Ratio
13.19%
≥7% = Well Capitalized
Members
2,163
Delinquency Rate (60d+)
0.26%
$31K
Loan-to-share ratio: 48.3%· healthy range 60–80%
Branch Locations
NCUASaranac Lake
197 Broadway, Saranac Lake, NY, 12983
Monday - Friday - Lobby 8:30 - 5:00 Drive thru; Monday - Friday 8:15 - 5:00
Lake Placid
453 Wesvalley Rd, Lake Placid, NY, 12946-1371
Monday - Friday 8:30 - 5:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/tri-lakes" target="_blank" rel="noopener">View TRI-LAKES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.