THE SUMMIT
Rochester, NY · Federal Credit Union · Chartered in NY
Who can join
Type 53
Members
97,655
Net Worth Ratio
11.25%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.48B
Peer Group 6
Members
97,655
as of latest quarter
Net Worth Ratio
11.25%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.48B
Total Shares
$1.30B
Total Loans
$1.16B
Net Worth Ratio
11.25%
≥7% = Well Capitalized
Members
97,655
Delinquency Rate (60d+)
0.21%
$2.5M
Loan-to-share ratio: 89.8%· healthy range 60–80%
Branch Locations
NCUAThe Summit FCU
100 MARINA DR, ROCHESTER, NY, 14626-5104
8:00 am - 5:00 pm Mon-Fri
PENFIELD
2146 PENFIELD RD, PENFIELD, NY, 14526
MON, TUES 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
SENECA FALLS
123 FALL ST, SENECA FALLS, NY, 13148
MON, TUES 9-4WED 10-4THURS 9-5FRI 9-6
HILTON
41 HOVEY ST, HILTON, NY, 14468
MON,TUES 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
IRONDEQUOIT
2121 HUDSON AVE, ROCHESTER, NY, 14617
MON, TUES 9-4WED 10-4THURS 9-5FRI 9-6 SAT 9-1
DELAWARE
2290 Delaware Ave Ste 100, BUFFALO, NY, 14216
MON, TUES 9-4WED 10-4THUR 9-5FRI 9-6SAT 9-1
HENRIETTA
2087 E HENRIETTA RD, ROCHESTER, NY, 14623
MON, TUE 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
BRIGHTON
1660 MONROE AVE, ROCHESTER, NY, 14618
MON,TUE 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
GREECE
100 MARINA DR, ROCHESTER, NY, 14626
MON, TUES 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
CLARENCE
5641 TRANSIT RD, East AMHERST, NY, 14051-1805
MON, TUES 9-4WED 10-4THURS 9-5FRI 9-6SAT 9-1
5 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/the-summit" target="_blank" rel="noopener">View THE SUMMIT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.