THE FOCUS
Oklahoma City, OK · Federal Credit Union · Chartered in OK
Who can join
Employer / occupational group
Members
12,341
Net Worth Ratio
9.03%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$162.1M
Peer Group 5
Members
12,341
as of latest quarter
Net Worth Ratio
9.03%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$162.1M
Total Shares
$146.8M
Total Loans
$123.6M
Net Income
$27K
Net Worth Ratio
9.03%
≥7% = Well Capitalized
Members
12,341
Return on Assets
0.02%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.14%
$179K
Loan-to-share ratio: 84.2%· healthy range 60–80%
Branch Locations
NCUAMain Branch
420 NE 10th St, Oklahoma City, OK, 73104
Office Hours 8:30-5:00 Mon-Fri Drive Thru Hours 7:30-6:00 Mon-Fri 9:00-12:00 Sat
Chickasha Branch
1804 S 1st St, Chickasha, OK, 73018-6011
Mon - Fri Lobby 9am to 5:00pm, Drive Thru 8am to 6:00pmSat Drive Thru 9:00am to Noon
Tri City Branch
1097 NW 32nd Street, Newcastle, OK, 73065
Mon - Fri Lobby 9am to 5:00pm, Drive Thru 8am to 6:00pmSat Drive Thru 9:00am to Noon
Northwest Branch
14173 N MacArthur Blvd, Oklahoma City, OK, 73142
Mon-Fri, Lobby 9am - 4:30pm Drive Thru 8am - 5:30pm Sat Drive Thru 9am - Noon
Midtown Branch
1111 N Lee Ave Ste 125, Oklahoma City, OK, 73103-2620
Mon - Fri, Lobby 9am - 4:30pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/the-focus" target="_blank" rel="noopener">View THE FOCUS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.