THE BRIDGEWAY
Phenix City, AL · Federal Credit Union · Chartered in AL
Who can join
Multiple / other
Members
7,086
Net Worth Ratio
15.76%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$64.0M
Peer Group 4
Members
7,086
as of latest quarter
Net Worth Ratio
15.76%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$64.0M
Total Shares
$52.7M
Total Loans
$44.2M
Net Income
$12K
Net Worth Ratio
15.76%
≥7% = Well Capitalized
Members
7,086
Return on Assets
0.02%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.33%
$147K
Loan-to-share ratio: 83.9%· healthy range 60–80%
Branch Locations
NCUABridgeway
1810 Opelika Rd, Phenix City, AL, 36867
Mon-Thurs 9-5 Fri-9-6
Columbus
709 Veterans Pkwy, Columbus, GA, 31901
M-F 9-5
Westover
1115 N Westover Blvd, Albany, GA, 31707
M-F 8:30-5:00 p.m. Eastern
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/the-bridgeway" target="_blank" rel="noopener">View THE BRIDGEWAY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.