🏦Bank Scorer

THE ATLANTIC

Kenilworth, NJ · Federal Credit Union · Chartered in NJ

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #477Est. 1935RSSD: 179474

Members

14,720

Net Worth Ratio

13.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$236.0M

Peer Group 5

Members

14,720

as of latest quarter

Net Worth Ratio

13.47%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 618, Kenilworth, NJ 07033

Chartered

1935

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$236.0M

Total Shares

$204.1M

Total Loans

$186.0M

Net Income

$-281,543

Net Worth Ratio

13.47%

≥7% = Well Capitalized

Members

14,720

Return on Assets

-0.12%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.95%

$5.5M

Loan-to-share ratio: 91.1%· healthy range 60–80%

Branch Locations

NCUA

Atlantic Federal Credit Union

2 Edison Pl, Springfield, NJ, 07081

8:00am to 5:00pm Monday - Friday

Main

Atlantic Federal Credit Union

1331 Magie Ave, Union, NJ, 07083

9:00am to 5:00pm Monday - Friday 9:00am to 12:00pm Saturday

ATMDrive-thru

The Atlantic Federal Credit Union

315 S Harrison St, East Orange, NJ, 07018-1489

9:00am to 5:00pm Monday-Friday 9:00am to 12:00pm Saturday

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.