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TEXELL

Temple, TX · State Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

Type 99

Charter #68608Est. 1948RSSD: 360272

Members

54,334

Net Worth Ratio

10.37%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$790.7M

Peer Group 6

Members

54,334

as of latest quarter

Net Worth Ratio

10.37%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 983, Temple, TX 76503

Chartered

1948

Branch Locations

8 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$790.7M

Total Shares

$693.7M

Total Loans

$618.2M

Net Income

$2.8M

Net Worth Ratio

10.37%

≥7% = Well Capitalized

Members

54,334

Return on Assets

0.35%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.35%

$2.1M

Loan-to-share ratio: 89.1%· healthy range 60–80%

Branch Locations

NCUA

Corporate Headquarters

7083 MEMBERS PKWY, TEMPLE, TX, 76502

9 a.m. - 5 p.m. Mon. - Fri. 9 a.m. - 1 p.m. Sat

MainATM

Belton Branch

416 Lake Rd, Belton, TX, 76513

Lobby hours: Mon-Fri 9 am- 5 pm Sat 9 am-1 pm Drive-thru hours: Mon- Fri 9 am- 5 pm Sat 9 am- 1 pm

ATMDrive-thru

Killeen

2208 Sunny Ln, Killeen, TX, 76541

Lobby hours: Mon- Fri: 9 am- 5 pm Sat: 9 am- 1 pm

ATMDrive-thru

Georgetown Branch

723 W University Ave Ste 100, Georgetown, TX, 78626-2981

M-F: 9 am- 5 pm Sat.: 9 am- 1 pm

ATM

31st Branch

3314 S 31st St, Temple, TX, 76502-2721

Lobby hours: Mon- Fri 9 am- 5 pm Sat: 9 am- 1 pm Drive-thru: Mon- Fri 9 am- 5 pm Sat: 9 am- 1 pm

ATMDrive-thru

Cedar Park

875 W Whitestone Blvd, Cedar Park, TX, 78613

Lobby hours Mon-Fri: 9 am- 5 pm Sat: 9 am- 1 pm Drive-thru hours M-F: 9 am- 5 pm Sat: 9 am- 1 pm

ATMDrive-thru

Hewitt

1221 Hewitt Dr, Waco, TX, 76712-8896

Drive through Monday-Friday 9 am to 5 pm Saturday 9 am to 1 pm Lobby Monday-Friday 9 am to 5 pm Saturday 9 am to 1 pm

Drive-thru

Downtown Branch

5 S 1st St, Temple, TX, 76501-7603

Mon- Fri 9 am- 5 pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.