🏦Bank Scorer

TEXASGULF

Wharton, TX · Federal Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #2322Est. 1937RSSD: 116376

Members

14,934

Net Worth Ratio

13.98%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$221.5M

Peer Group 5

Members

14,934

as of latest quarter

Net Worth Ratio

13.98%

Well Capitalized

Institution Profile

NCUA

Address

2101 N Fulton St, Wharton, TX 77488

Chartered

1937

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$221.5M

Total Shares

$190.6M

Total Loans

$134.1M

Net Worth Ratio

13.98%

≥7% = Well Capitalized

Members

14,934

Delinquency Rate (60d+)

0.40%

$532K

Loan-to-share ratio: 70.4%· healthy range 60–80%

Branch Locations

NCUA

2101 N Fulton

2101 N Fulton st, Wharton, TX, 77488

Monday through Friday 8:00 am to 5:00 pm

MainATMDrive-thru

El Campo

1313 West Loop, El Campo, TX, 77437

Monday through Friday 8:00 am to 5:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/texasgulf" target="_blank" rel="noopener">View TEXASGULF on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.