TEXAS BAY
Houston, TX · State Credit Union · Chartered in TX
Who can join
Type 99
Members
61,095
Net Worth Ratio
7.65%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$902.2M
Peer Group 6
Members
61,095
as of latest quarter
Net Worth Ratio
7.65%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$902.2M
Total Shares
$758.6M
Total Loans
$682.1M
Net Income
$389K
Net Worth Ratio
7.65%
≥7% = Well Capitalized
Members
61,095
Return on Assets
0.04%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.42%
$2.9M
Loan-to-share ratio: 89.9%· healthy range 60–80%
Branch Locations
NCUAMain
12611 Fuqua St, Houston, TX, 77034
Lobby and Drive Thru:Monday through Friday, 9:00 a.m. until 5:00 p.m.Sat - 9:00 a.m. until 12:00 p.mCall Center; Monday through Friday, 9:00 a.m. until 5:00 p.m.Saturday, 9:00 a.m. until 12:00 p.m.
Pasadena
1301 W Pasadena Fwy, Pasadena, TX, 77506
Lobby and Drive Thru: Monday through Friday, 9:00 a.m. until 5:00 p.m. Saturday 9:00 a.m. until 12:00 p.m.
Summerwood
12310 W Lake Houston Parkway, Houston, TX, 77044
Lobby and Drive Thru: Monday through Friday, 9:00 a.m. until 5:00 p.m. Saturday 9:00 a.m. until 12:00 p.m.
South Shore
6640 S. Shore Blvd, League City, TX, 77573
Lobby and Drive Thru: Monday through Friday, 9:00 a.m. until 5:00 p.m. Drive-Thru/Virtual Teller Hours Sat: 9am - 12pm
Cypress
9212 Fry Road # 100, Cypress, TX, 77433
Lobby and Drive Thru: Monday through Friday, 9:00 a.m. until 5:00 p.m. Drive-Thru/Virtual Teller Hours Sat: 9am - 12pm
Katy
4747 FM 1463 Rd Ste 1000, Katy, TX, 77494
Lobby and Drive Thru: Monday through Friday, 9:00 a.m. until 5:00 p.m. Drive-Thru/Virtual Teller Hours Sat: 9am - 12pm
Richmond
18320 W Airport Blv, Richmond, TX, 77407
Lobby and Drive Thru:Monday through Friday, 9:00 a.m. until 5:00 p.m.Sat - 9:00 a.m. until 12:00 p.m
North Shore New
15763 Wallisville Rd, Houston, TX, 77049
Lobby and Drive Thru:Monday through Friday, 9:00 a.m. until 5:00 p.m.Sat - 9:00 a.m. until 12:00 p.m
Pearland
11555 Magnolia Parkway, Pearland, TX, 77584
Lobby and Drive Thru:Monday through Friday, 9:00 a.m. until 5:00 p.m.Sat - 9:00 a.m. until 12:00 p.m
Featherwood
12650 N Featherwood Dr, Houston, TX, 77034
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/texas-bay" target="_blank" rel="noopener">View TEXAS BAY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.