🏦Bank Scorer

TELCO COMMUNITY CREDIT UNION

Candler, NC · State Credit Union · Chartered in NC

LICUWell Capitalized

Who can join

Type 99

Charter #63545Est. 1935RSSD: 36698

Members

34,980

Net Worth Ratio

12.26%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$424.5M

Peer Group 5

Members

34,980

as of latest quarter

Net Worth Ratio

12.26%

Well Capitalized

Institution Profile

NCUA

Address

1137 Smokey Park Hwy, Candler, NC 28715-8240

Chartered

1935

Branch Locations

13 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$424.5M

Total Shares

$368.7M

Total Loans

$223.0M

Net Income

$1.7M

Net Worth Ratio

12.26%

≥7% = Well Capitalized

Members

34,980

Return on Assets

0.40%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.74%

$1.7M

Loan-to-share ratio: 60.5%· healthy range 60–80%

Branch Locations

NCUA

Adminstration Office

1137 Smokey Park Hwy, Candler, NC, 28715-8240

8:30am-5:00pm

Main

Leicester Branch

710 New Leicester Hwy, Asheville, NC, 28806

8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays

ATMDrive-thru

Morganton Office

127 W Parker Rd, Morganton, NC, 28655-4629

8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays

ATMDrive-thru

Tunnel Rd Office

36 Tunnel Rd, Asheville, NC, 28805

8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays

ATMDrive-thru

Hickory Office

355 US Highway 70 SW, Hickory, NC, 28602-5018

8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays

Drive-thru

Weaverville Office

34 Northcrest Dr, Weaverville, NC, 28787-4500

8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays

ATMDrive-thru

Candler Office

1141 Smokey Park Hwy, Candler, NC, 28715-8240

8:30am-5:30pm Monday-Thursday8:30am-6:00pm Fridays

ATMDrive-thru

Hendensonville Office

1452 7th Ave E, Hendersonville, NC, 28792-2860

8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays

ATMDrive-thru

Brevard Branch

281 Asheville Hwy, Brevard, NC, 28712

Monday-Thursday 8:30am-530pmFridays 8:30am-6:00pm

ATMDrive-thru

Lenoir Branch

141 Wilkesboro Blvd NE, Lenoir, NC, 28645

8:30am-5:00pm Lobby Monday - Thursday8:30am-5:30pm Drive Thru Monday - Thursday8:30am - 6:00 Lobby Friday and Drive Thru

ATMDrive-thru

3 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.