🏦Bank Scorer

TEACHERS

Smithtown, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employee group

Charter #8116Est. 1952RSSD: 491783

Members

478,252

Net Worth Ratio

10.81%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$9.94B

Peer Group 6

Members

478,252

as of latest quarter

Net Worth Ratio

10.81%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 9005, Smithtown, NY 11787

Chartered

1952

Branch Locations

34 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$9.94B

Total Shares

$8.26B

Total Loans

$5.73B

Net Worth Ratio

10.81%

≥7% = Well Capitalized

Members

478,252

Delinquency Rate (60d+)

0.88%

$50.7M

Loan-to-share ratio: 69.4%· healthy range 60–80%

Branch Locations

NCUA

Headquarters

102 Motor Pkwy, Hauppauge, NY, 11788

M,Tu,W,Sat 8am-5pm Th,F 8am - 6pm

Main

Farmingville

2410 N OCEAN AVE, FARMINGVILLE, NY, 11738

Mon-Thur: 9:00am-5:00pmFri: 9:00am-6:00pmSat: 9:00am-2:00pm

ATMDrive-thru

Amityville

355 Broadway, Amityville, NY, 11701

Mon-Thur: 9:00am-5:00pmFri: 9:00am-6:00pmSat: 9:00am-2:00pm

ATM

Bay Shore

1360 Sunrise Hwy, Bay Shore, NY, 11706-5914

Mon-Thur: 9:00am-5:00pmFri: 9:00am-6:00pmSat: 9:00am-2:00pmb

ATMDrive-thru

Brookhaven National Lab (BNL)

2 Center St, Upton, NY, 11973

Mon-Thur: 9:00am-5:00pmFri: 9:00am-5:00pm

ATM

Central Islip

118 Wheeler Rd, Central Islip, NY, 11722

Mon-Thur: 9:00am-5:00pm Fri: 9:00am-6:00pm Sat: 9:00am-2:00pm

ATMDrive-thru

Commack

10 Vanderbilt Motor Pkwy, Commack, NY, 11725

Mon-Thur: 9:00am-5:00pmFri: 9:00am-6:00pmSat: 9:00am-2:00pm

ATM

East Northport

556 Larkfield Rd, East Northport, NY, 11731

Mon-Thur: 9:00am-5:00pmFri: 9:00am-6:00pmSat: 9:00am-2:00pm

ATMDrive-thru

Huntington

211 E Main St, Huntington, NY, 11743

Mon-Thur: 9:00am-5:00pmFri: 9:00am-6:00pmSat: 9:00am-2:00pm

ATMDrive-thru

Nesconset

127 Smithtown Blvd, Nesconset, NY, 11767

Mon-Thur: 9:00am-5:00pmFri: 9:00am-6:00pmSat: 9:00am-2:00pm

ATMDrive-thru

24 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.