🏦Bank Scorer

SYNERGY

San Antonio, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Occupational / employer group

Charter #23605Est. 1980RSSD: 423289

Members

12,314

Net Worth Ratio

14.89%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$345.5M

Peer Group 5

Members

12,314

as of latest quarter

Net Worth Ratio

14.89%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 691730, San Antonio, TX 78269

Chartered

1980

Branch Locations

7 locations

Membership Eligibility

Occupational / employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$345.5M

Total Shares

$293.9M

Total Loans

$256.4M

Net Worth Ratio

14.89%

≥7% = Well Capitalized

Members

12,314

Delinquency Rate (60d+)

0.33%

$834K

Loan-to-share ratio: 87.2%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1 Valero Way, San Antonio, TX, 78249-1616

8-4 M-T, 8-3 F

MainATM

Corpus Christi

1147 Cantwell Ln, Corpus Christi, TX, 78407

M-F 8:30-4

ATM

Houston

9701 Manchester St, Houston, TX, 77012-2408

M-F 8-4

ATM

Texas City

1201 25th Ave N, Texas City, TX, 77590-5525

M-F 8-4

ATM

Port Arthur

1801 S Gulfway Dr, Port Arthur, TX, 77640-4416

M-F 8-4

ATM

Ridgewood Parkway branch

19100 Ridgewood Pkwy, San Antonio, TX, 78259

8:30-4 M-Th, 8:30-3 Fr

ATM

Three Rivers Branch

301 E Le Roy St, Three Rivers, TX, 78071

M-T 8am-4pmF 8am-3pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.