🏦Bank Scorer

SWEET HOME

Amherst, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employer / occupational group

Charter #11470Est. 1957RSSD: 924487

Members

2,859

Net Worth Ratio

13.03%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$44.7M

Peer Group 3

Members

2,859

as of latest quarter

Net Worth Ratio

13.03%

Well Capitalized

Institution Profile

NCUA

Address

1960 Sweet Home Rd, Amherst, NY 14228-3346

Chartered

1957

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$44.7M

Total Shares

$38.8M

Total Loans

$20.6M

Net Worth Ratio

13.03%

≥7% = Well Capitalized

Members

2,859

Delinquency Rate (60d+)

0.47%

$96K

Loan-to-share ratio: 53.2%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

1960 Sweet Home Rd, Amherst, NY, 14228-3346

Normal Business Hours Monday, Tuesday and Thursday 9:00 AM to 4:00 PM, Wednesday 9:00 AM to 3:00 PM, Friday 9:00 AM to 5:00 PM

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/sweet-home" target="_blank" rel="noopener">View SWEET HOME on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.