SUNRISE FAMILY
Bay City, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
11,117
Net Worth Ratio
9.21%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$132.9M
Peer Group 5
Members
11,117
as of latest quarter
Net Worth Ratio
9.21%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$132.9M
Total Shares
$120.5M
Total Loans
$50.9M
Net Income
$124K
Net Worth Ratio
9.21%
≥7% = Well Capitalized
Members
11,117
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.07%
$38K
Loan-to-share ratio: 42.2%· healthy range 60–80%
Branch Locations
NCUASunrise Family Credit Union
404 S Euclid Ave, Bay City, MI, 48706-3206
mon-wed 9-5 thurs-fri 9-5:30 sat 9-1
Essexville Branch
190 N Powell Rd, Essexville, MI, 48732-1715
mon-wed 9-5 thurs-fro 9-5:30 sat 9-1
Standish Branch
3887 S Huron Rd, Standish, MI, 48658-9474
mon-wed 9-5 thurs-fri 9-5:30 sat 9-1
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/sunrise-family" target="_blank" rel="noopener">View SUNRISE FAMILY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.