🏦Bank Scorer

SUNBELT

Hattiesburg, MS · Federal Credit Union · Chartered in MS

LICUWell Capitalized

Who can join

Multiple / other

Charter #8905Est. 1953RSSD: 303381

Members

35,226

Net Worth Ratio

15.78%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$370.1M

Peer Group 5

Members

35,226

as of latest quarter

Net Worth Ratio

15.78%

Well Capitalized

Institution Profile

NCUA

Address

6885 U S Highway 49, Hattiesburg, MS 39402

Chartered

1953

Branch Locations

11 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$370.1M

Total Shares

$309.4M

Total Loans

$231.0M

Net Worth Ratio

15.78%

≥7% = Well Capitalized

Members

35,226

Delinquency Rate (60d+)

0.38%

$881K

Loan-to-share ratio: 74.6%· healthy range 60–80%

Branch Locations

NCUA

49 Operations Center and Branch

6885 U S Highway 49, Hattiesburg, MS, 39402

Mon - Thurs 8:30 until 4:30Friday 8:30 until 5:30Saturday 9:00 until 1:00

MainATMDrive-thru

Sawmill Square

734 Sawmill Rd, Laurel, MS, 39440-6605

M - Th, 8:30 - 4:30 F, 8:30 - 5:30

ATMDrive-thru

Westover Drive

112 Westover Dr, Hattiesburg, MS, 39402

M - Th, 8:30 - 4:30 F, 8:30 - 5:30

ATMDrive-thru

Lincoln Road

1857 Lincoln Rd, Hattiesburg, MS, 39402-3228

M - Th, 8:30 - 4:30 F, 8:30 - 5:30

ATMDrive-thru

Waynesboro

345 Central Road, Waynesboro, MS, 39367

8:30 - 4:30 Mon - Thurs8:30 - 5:30 Fri

ATMDrive-thru

McComb Branch

101 Anna Dr, McComb, MS, 39648

Monday - Thursday 9:00 until 5:00Friday - 9:00 until 5:30

ATMDrive-thru

Ellisville

615 Hill St, Ellisville, MS, 39437

9:00 to 5:30 Mon - Fri

ATM

Magee

706 3rd Ave SW, Magee, MS, 39111

8:30 to 4:30 Mon - Thurs8:30 to 5:30 Fri

ATM

Biloxi

400 Veterans Ave, Biloxi, MS, 39531

8:00 to 4:00 Mon - Friday

ATM

Congress St.

1506 Congress St, Laurel, MS, 39440-4239

M - Th, 8:30 - 4:30 F, 8:30 - 5:30

ATMDrive-thru

1 more location not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.