🏦Bank Scorer

SUMMIT

Greensboro, NC · State Credit Union · Chartered in NC

LICUWell Capitalized

Who can join

Type 99

Charter #63020Est. 1935RSSD: 101194

Members

30,746

Net Worth Ratio

15.16%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$369.4M

Peer Group 5

Members

30,746

as of latest quarter

Net Worth Ratio

15.16%

Well Capitalized

Institution Profile

NCUA

Address

8210 W Market St, Greensboro, NC 27409

Chartered

1935

Branch Locations

8 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$369.4M

Total Shares

$299.9M

Total Loans

$232.6M

Net Worth Ratio

15.16%

≥7% = Well Capitalized

Members

30,746

Delinquency Rate (60d+)

0.69%

$1.6M

Loan-to-share ratio: 77.6%· healthy range 60–80%

Branch Locations

NCUA

Summit Credit Union

8210 W Market St, Greensboro, NC, 27409

Lobby Hours: Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 6:00pm Drive-Thru Hours: Monday - Thursday 7:30am - 5:00pm Friday 7:30am - 6:00pm

MainATMDrive-thru

Summit Credit Union

800 Summit Ave, Greensboro, NC, 27405

Lobby Hours: Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 6:00pm Drive-Thru Hours: Monday - Thursday 7:30am - 5:00pm Friday 7:30am - 6:00pm

ATMDrive-thru

Summit Credit Union

1100 S Stratford Rd Ste 400B, Winston Salem, NC, 27103-3217

Lobby Hours: Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 6:00pm Drive-Thru Hours: Monday - Thursday 7:30am - 5:00pm Friday 7:30am - 6:00pm

ATMDrive-thru

Summit Credit Union

3840 Ed Dr Ste 100, Raleigh, NC, 27612-8097

Lobby Hours: Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 6:00pm

Summit Credit Union

102 1st Ave NE, Hickory, NC, 28601-6207

Lobby Hours: Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 6:00pm Drive-Thru Hours: Monday - Thursday 7:30am - 5:00pm Friday 7:30am - 6:00pm

ATMDrive-thru

Oxford Credit Union Branch

128 College St, Oxford, NC, 27565

Lobby Hours: Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 6:00pm Drive-Thru Hours: Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 6:00pm

Drive-thru

Summit Credit Union-Elm-Eugene Branch

2917 S Elm Eugene St, Greensboro, NC, 27406

Lobby Hours: Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 6:00pm Drive-Thru Hours: Monday - Thursday 7:30am - 5:00pm Friday 7:30am - 6:00pm

Drive-thru

Summit Credit Union-High Point Branch

1743 Westchester Dr, High Point, NC, 27262

Lobby Hours: Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 6:00pm Drive-Thru Hours: Monday - Thursday 7:30am - 5:00pm Friday 7:30am - 6:00pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.