🏦Bank Scorer

STERLING

Sterling, CO · Federal Credit Union · Chartered in CO

LICUWell Capitalized

Who can join

Employee group

Charter #2840Est. 1938RSSD: 908870

Members

10,321

Net Worth Ratio

16.71%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$246.9M

Peer Group 5

Members

10,321

as of latest quarter

Net Worth Ratio

16.71%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1086, Sterling, CO 80751

Chartered

1938

Branch Locations

3 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$246.9M

Total Shares

$203.8M

Total Loans

$89.5M

Net Worth Ratio

16.71%

≥7% = Well Capitalized

Members

10,321

Delinquency Rate (60d+)

0.11%

$98K

Loan-to-share ratio: 43.9%· healthy range 60–80%

Branch Locations

NCUA

Sterling Federal Credit Union

822 W Main St, Sterling, CO, 80751

Mon-Tues-Thurs-Fri Lobby 8:00am to 5:00 pm Wed- Lobby 9:00 am to 5:00 pm Drive-up Mon-Fri 7:30 am to 5:30 pm

MainATMDrive-thru

Fort Morgan Branch

709 E Railroad Ave, Fort Morgan, CO, 80701

Mon-Tues-Thrus-Fri Lobby 8:30 am to 5:00 pm Wed Lobby 9:00 am to 5:00 pm Drive-up Mon-Fri 7:30 AM TO 5:30 PM

ATMDrive-thru

Haxtun Branch

229 N Colorado Ave, Haxtun, CO, 80731

M-F 8:30 am -4:00 pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.