🏦Bank Scorer

STATEWIDE

Flowood, MS · Federal Credit Union · Chartered in MS

LICUWell Capitalized

Who can join

Community — open geographic area

Charter #6369Est. 1949RSSD: 849889

Members

24,134

Net Worth Ratio

9.28%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$210.0M

Peer Group 5

Members

24,134

as of latest quarter

Net Worth Ratio

9.28%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 320483, Flowood, MS 39232-0483

Chartered

1949

Branch Locations

4 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$210.0M

Total Shares

$189.2M

Total Loans

$124.1M

Net Worth Ratio

9.28%

≥7% = Well Capitalized

Members

24,134

Delinquency Rate (60d+)

0.48%

$601K

Loan-to-share ratio: 65.6%· healthy range 60–80%

Branch Locations

NCUA

Statewide FCU

295 E Layfair Dr, Flowood, MS, 39232-9527

8:15am - 4:45pm

MainATMDrive-thru

Statewide FCU

333 Highway 12 W, Starkville, MS, 39759-3632

8:15 am -4:45 pm Drive-up open until 6 pm on Fridays

ATMDrive-thru

Statewide FCU

809 W Sunflower Rd, Cleveland, MS, 38732-2549

Monday - Friday 8:15 - 4:45

ATM

Columbus Branch

1813 Highway 45 N, Columbus, MS, 39705-2119

Monday-Friday 8:15-4:45

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.