🏦Bank Scorer

STATE EMPLOYEES'

Raleigh, NC · State Credit Union · Chartered in NC

Well Capitalized

Who can join

Type 99

Charter #66310Est. 1937RSSD: 1189117

Members

2,978,851

Net Worth Ratio

9.98%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$59.76B

Peer Group 6

Members

2,978,851

as of latest quarter

Net Worth Ratio

9.98%

Well Capitalized

Institution Profile

NCUA

Address

119 N Salisbury St, Raleigh, NC 27603

Chartered

1937

Branch Locations

286 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$59.76B

Total Shares

$53.39B

Total Loans

$37.95B

Net Worth Ratio

9.98%

≥7% = Well Capitalized

Members

2,978,851

Delinquency Rate (60d+)

1.30%

$493.8M

Loan-to-share ratio: 71.1%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

119 N Salisbury St, Raleigh, NC, 27603

Monday - Friday 8:30 AM - 5:30 PM

Main

MONROE

1790 DICKERSON BLVD, MONROE, NC, 28110

8:30-5:30

ATMDrive-thru

MOORESVILLE

111 BRAWLEY SCHOOL RD, MOORESVILLE, NC, 28117

8:30-5:30

ATMDrive-thru

MOREHEAD CITY

5073 EXECUTIVE DR, MOREHEAD CITY, NC, 28557

8:30-5:30

ATMDrive-thru

OAK RIDGE

2047 OAK RIDGE RD, OAK RIDGE, NC, 27310

M-F 8:30AM-5:30PM

ATMDrive-thru

RALEIGH - POOLE ROAD

4050 POOLE RD, RALEIGH, NC, 27610

M-F 8:30AM-5:30PM

ATMDrive-thru

WINSTON-SALEM - SILAS CREEK PKWY

2250 SILAS CREEK PKWY, WINSTON SALEM, NC, 27103

8:30-5:30

ATMDrive-thru

LILLINGTON

411 PINE STATE ST, LILLINGTON, NC, 27546

8:30-5:30

ATMDrive-thru

WINSTON-SALEM - STRATFORD RD

134 S STRATFORD RD, WINSTON SALEM, NC, 27104

8:30-5:30

ATMDrive-thru

LINCOLNTON

110 SIGMON RD, LINCOLNTON, NC, 28092

8:30-5:30

ATMDrive-thru

276 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

70 CFPB complaints on record for STATE EMPLOYEES CREDIT UNION.

DateProductIssueStateResponse

Showing 10 most recent of 70 total.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.