ST. JAMES PARISH
Cincinnati, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
799
Net Worth Ratio
22.26%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.7M
Peer Group 2
Members
799
as of latest quarter
Net Worth Ratio
22.26%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$5.7M
Total Shares
$4.4M
Total Loans
$3.9M
Net Income
$20K
Net Worth Ratio
22.26%
≥7% = Well Capitalized
Members
799
Return on Assets
0.35%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.43%
$17K
Loan-to-share ratio: 87.8%· healthy range 60–80%
Branch Locations
NCUASt. James Parish Credit Union
6195 Cheviot Rd, Cincinnati, OH, 45247-6120
Monday-Friday 9am-3pm First Saturday of each month from 9am-1pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/st-james-parish" target="_blank" rel="noopener">View ST. JAMES PARISH on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.