ST. FRANCIS X
Petoskey, MI · Federal Credit Union · Chartered in MI
Who can join
Community / multiple bond
Members
10,013
Net Worth Ratio
13.81%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$263.4M
Peer Group 5
Members
10,013
as of latest quarter
Net Worth Ratio
13.81%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$263.4M
Total Shares
$226.3M
Total Loans
$144.4M
Net Worth Ratio
13.81%
≥7% = Well Capitalized
Members
10,013
Delinquency Rate (60d+)
0.05%
$68K
Loan-to-share ratio: 63.8%· healthy range 60–80%
Branch Locations
NCUASt. Francis X Federal Credit Union
2140 M 119, Petoskey, MI, 49770
M,T,TH 7:30am-5:00pmF 7:30am-6:00pm W 7:30am-12:00pmS 8:30am-12:00pm
St. Francis X Federal Credit Union
224 State St, Petoskey, MI, 49770-2718
M,T,TH 7:30am-5:00pmF 7:30am-6:00pmW 7:30am-12:00pmS 8:30am-12:00pm
St. Francis X Federal Credit Union
7681 S State Rd, Harbor Springs, MI, 49740-9617
M,T,TH 7:30am-5:00pmF 7:30am-6:00pmW 7:30am-12:00pmS 8:30am-12:00pm
St Francis X Federal Credit Union
1511 US Highway 131, Petoskey, MI, 49770-8722
M,T,TH 7:30am-5:00pmF 7:30am-6:00pmW 7:30am-12:00pmS 8:30am-12:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/st-francis-x" target="_blank" rel="noopener">View ST. FRANCIS X on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.