🏦Bank Scorer

SPOJNIA

Scranton, PA · State Credit Union · Chartered in PA

Well Capitalized

Who can join

State government employees (special charter)

Charter #62998Est. 1974RSSD: 86590

Members

754

Net Worth Ratio

16.43%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$14.9M

Peer Group 3

Members

754

as of latest quarter

Net Worth Ratio

16.43%

Well Capitalized

Institution Profile

NCUA

Address

1006 Pittston Ave, Scranton, PA 18505

Chartered

1974

Branch Locations

3 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$14.9M

Total Shares

$12.1M

Total Loans

$5.8M

Net Worth Ratio

16.43%

≥7% = Well Capitalized

Members

754

Delinquency Rate (60d+)

8.11%

$470K

Loan-to-share ratio: 47.9%· healthy range 60–80%

Branch Locations

NCUA

Spojnia Credit Union

1006 Pittston Ave, Scranton, PA, 18505

8:30 am to 5:00 pm EST Monday to Friday

Main

CU*Answers

6000 28th St SE, Grand Rapids, MI, 49546

Tech42 LLC

298 Smith St, Dunmore, PA, 18512

7-5 daily with support staff on call 24 hrs

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/spojnia" target="_blank" rel="noopener">View SPOJNIA on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.