SOUTHERN ENERGY
Birmingham, AL · State Credit Union · Chartered in AL
Who can join
Type 99
Members
90,625
Net Worth Ratio
14.31%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$3.64B
Peer Group 6
Members
90,625
as of latest quarter
Net Worth Ratio
14.31%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$3.64B
Total Shares
$3.26B
Total Loans
$938.7M
Net Income
$4.2M
Net Worth Ratio
14.31%
≥7% = Well Capitalized
Members
90,625
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.08%
$707K
Loan-to-share ratio: 28.8%· healthy range 60–80%
Branch Locations
NCUAMain Office
750 17th St N, Birmingham, AL, 35203
8:30am - 4:30pm
Alabama Power Headquarters
600 18th St N, Birmingham, AL, 35203-2206
8:15am - 4:15pm
Hueytown
2901 Allison Bonnett Memorial Dr, Hueytown, AL, 35023-1835
8:30am - 5:00pm
Clanton
1872 7th St S, Clanton, AL, 35045
8:30 am - 4:30 pm
Dothan
2220 Montgomery Hwy, Dothan, AL, 36303-3200
8:30am - 4:30pm
Hoover
4725 Chace Cir, Hoover, AL, 35244-3700
8:30am - 4:30pm
Jasper
706 20th Ave E, Jasper, AL, 35501-4057
8:30am - 4:30pm
Mobile
150 Saint Joseph St, Mobile, AL, 36602-3915
8:30am - 4:30pm
Montgomery
244 Dexter Ave, Montgomery, AL, 36104-3739
8:30am - 4:30pm
Pelham
301 Huntley Pkwy, Pelham, AL, 35124
8:30am - 4:30pm
18 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/southern-energy" target="_blank" rel="noopener">View SOUTHERN ENERGY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.