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SOUTH TEXAS REGIONAL

Laredo, TX · Federal Credit Union · Chartered in TX

LICU MDIWell Capitalized

Who can join

Community / multiple bond

Charter #7024Est. 1950RSSD: 405687

Members

1,116

Net Worth Ratio

15.64%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.6M

Peer Group 2

Members

1,116

as of latest quarter

Net Worth Ratio

15.64%

Well Capitalized

Institution Profile

NCUA

Address

220 W Hillside Rd Ste 15, Laredo, TX 78041

Chartered

1950

Branch Locations

3 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.6M

Total Shares

$4.7M

Total Loans

$3.9M

Net Worth Ratio

15.64%

≥7% = Well Capitalized

Members

1,116

Delinquency Rate (60d+)

1.72%

$67K

Loan-to-share ratio: 82.6%· healthy range 60–80%

Branch Locations

NCUA

South Texas Regional FCU

220 W Hillside Rd Ste 15, Laredo, TX, 78041

Monday - Friday 8:30 - 6:00

Main

5002 Tesoro Plaza

5002 Tesoro Plz, Laredo, TX, 78041-5744

Monday - Friday 8:30 -6:00

Vital Records

5002 Tesoro Plz, Laredo, TX, 78041

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.