SOUTH CENTRAL
Jackson, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
6,814
Net Worth Ratio
14.29%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$84.9M
Peer Group 4
Members
6,814
as of latest quarter
Net Worth Ratio
14.29%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$84.9M
Total Shares
$72.5M
Total Loans
$39.9M
Net Worth Ratio
14.29%
≥7% = Well Capitalized
Members
6,814
Delinquency Rate (60d+)
0.29%
$115K
Loan-to-share ratio: 55.0%· healthy range 60–80%
Branch Locations
NCUASouth Central Credit Union
958 W Monroe St, Jackson, MI, 49202-2036
9:00 a.m. to 5:00 p.m. Monday thru Friday in Lobby 9:00 a.m. to 5:30 p.m.Monday thru Friday in Drive up Saturdya Drive up and
South St. Branch
2221 E South St, Jackson, MI, 49201-8713
M-F 9-5:30 Lobby M-T 9-:5:30 Drive Thru F Drive Thru 9-6 Sat Drive Through only 9-1
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/south-central" target="_blank" rel="noopener">View SOUTH CENTRAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.