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SOUTH BEND TRANSIT

South Bend, IN · Federal Credit Union · Chartered in IN

LICUWell Capitalized

Who can join

Occupational / employer group

Charter #4487Est. 1941RSSD: 709376

Members

362

Net Worth Ratio

31.58%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.7M

Peer Group 2

Members

362

as of latest quarter

Net Worth Ratio

31.58%

Well Capitalized

Institution Profile

NCUA

Address

1401 S Lafayette Blvd Ste 100, South Bend, IN 46613

Chartered

1941

Branch Locations

2 locations

Membership Eligibility

Occupational / employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.7M

Total Shares

$1.9M

Total Loans

$1.8M

Net Income

$-4,735

Net Worth Ratio

31.58%

≥7% = Well Capitalized

Members

362

Return on Assets

-0.17%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.93%

$16K

Loan-to-share ratio: 94.5%· healthy range 60–80%

Branch Locations

NCUA

Emil "Lucky" Reznik Administration, Maintenance and Operations Facility

1401 S Lafayette Blvd Ste 100, South Bend, IN, 46613

Monday - Friday from 9:30am-3:30pm

Main

Policemans FCU

1130 s main st, South Bend, IN, 46601

9:00-5:00 M-F

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.