🏦Bank Scorer

SOFTITE COMMUNITY

Martins Ferry, OH · Federal Credit Union · Chartered in OH

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #19433Est. 1969RSSD: 80589

Members

3,845

Net Worth Ratio

15.44%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$37.0M

Peer Group 3

Members

3,845

as of latest quarter

Net Worth Ratio

15.44%

Well Capitalized

Institution Profile

NCUA

Address

1201 S Zane Hwy, Martins Ferry, OH 43935-1965

Chartered

1969

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$37.0M

Total Shares

$31.1M

Total Loans

$17.3M

Net Income

$155K

Net Worth Ratio

15.44%

≥7% = Well Capitalized

Members

3,845

Return on Assets

0.42%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.60%

$103K

Loan-to-share ratio: 55.5%· healthy range 60–80%

Branch Locations

NCUA

Softite Community FCU

1201 S Zane Hwy, Martins Ferry, OH, 43935-1965

Monday - Wednesday: Drive Thru: 8:00 am to 5:00 pm Lobby: 9:00 am to 5:00 pm

MainDrive-thru

Softite Community Federal Credit Union

100 Longview Ave, Mingo Junction, OH, 43938

8-5 Monday - Thursday, 8-6 Fridays

ATMDrive-thru

Softite Community Federal Credit Union

51370 National Rd, Saint Clairsville, OH, 43950-8542

Lobby 9-5 mon thru Wednesday, 8 - 5 Thursday and 8-6 FridayDrive thru Mon thru Thurs 8-5 Friday 8-6

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.