🏦Bank Scorer

SKYLA

Charlotte, NC · Federal Credit Union · Chartered in NC

LICUWell Capitalized

Who can join

Multiple / other

Charter #24808Est. 1962RSSD: 560090

Members

112,990

Net Worth Ratio

9.50%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.66B

Peer Group 6

Members

112,990

as of latest quarter

Net Worth Ratio

9.50%

Well Capitalized

Institution Profile

NCUA

Address

3700 South Blvd, Suite 400, Charlotte, NC 28209

Chartered

1962

Branch Locations

20 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.66B

Total Shares

$1.40B

Total Loans

$1.29B

Net Income

$2.1M

Net Worth Ratio

9.50%

≥7% = Well Capitalized

Members

112,990

Return on Assets

0.12%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.66%

$8.5M

Loan-to-share ratio: 92.2%· healthy range 60–80%

Branch Locations

NCUA

LOSO

3700 South Blvd, Charlotte, NC, 28209

Monday - Thursday 9 - 5 Friday 9 - 6

Main

Matthews

435 N Trade St, Matthews, NC, 28105

9:00 to 5:00 M-T, 9-6 Friday

ATM

Huntersville

16614 Old Statesville Rd, Huntersville, NC, 28078

9-5:30

ATMDrive-thru

Sunset

4525 Sunset Rd, Charlotte, NC, 28216-2355

Monday - Thursday 9 - 5 Friday 9 - 6

ATMDrive-thru

Ashley

2732 Ashley Rd, Charlotte, NC, 28208

Monday - Thursday 9 - 5 Friday 9 - 6

ATMDrive-thru

University

1835 W W T Harris Blvd, Charlotte, NC, 28262

9:00 to 5:30 Monday through Friday

ATMDrive-thru

Ballantyne

11228 Ardrey Kell Rd, Charlotte, NC, 28277

9:00 - 5:00 Monday through Thursday 9 - 6 Friday

ATMDrive-thru

Goodwill

5301 Wilkinson Blvd, Charlotte, NC, 28208

9-5 Monday through Friday

ATM

Riverwalk Branch

269 Harwich St, Rock Hill, SC, 29730

Monday - Thursday 9 -5 Friday 9 - 6

ATMDrive-thru

Asheville

148 Charlotte St, Asheville, NC, 28801-1923

9-5 Mon-Thursday 9-6 Friday

ATMDrive-thru

10 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.