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SIDNEY

Sidney, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Type 66

Charter #6011Est. 1949RSSD: 508177

Members

75,418

Net Worth Ratio

10.13%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.28B

Peer Group 6

Members

75,418

as of latest quarter

Net Worth Ratio

10.13%

Well Capitalized

Institution Profile

NCUA

Address

42 Union St, Sidney, NY 13838

Chartered

1949

Branch Locations

13 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.28B

Total Shares

$1.15B

Total Loans

$1.01B

Net Worth Ratio

10.13%

≥7% = Well Capitalized

Members

75,418

Delinquency Rate (60d+)

0.45%

$4.6M

Loan-to-share ratio: 87.5%· healthy range 60–80%

Branch Locations

NCUA

Sidney

42 Union St, Sidney, NY, 13838

Monday-Friday 7 a.m. - 6 p.m. Saturday 9 a.m. - 12 p.m.

MainATMDrive-thru

Walton

3 Liberty St, Walton, NY, 13856

Monday - Friday 9 a.m. - 6 p.m. Saturday 9a.m. - 12 p.m.

ATMDrive-thru

Greene

65 Genesee St, Greene, NY, 13778

Monday - Friday 9 a.m. - 6 p.m. Saturday 9 a.m. - 12 p.m.

ATMDrive-thru

Market St., Oneonta

53 Market St, Oneonta, NY, 13820

Monday - Friday 7a.m. - 6 p.m. Saturday 9 a.m. - 12 p.m.

ATMDrive-thru

Oneida St., Oneonta

75 Oneida St, Oneonta, NY, 13820

Monday - Friday 7 a.m. - 6 p.m. Saturday 9 a.m. - 12 p.m.

ATMDrive-thru

Bainbridge

16 S Main St, Bainbridge, NY, 13733-1263

Monday - Friday 9 a.m. - 6 p.m. Saturday 9 a.m. - 12 p.m.

ATMDrive-thru

Norwich

5900 County Route 32, Norwich, NY, 13815

M - F 7:00am - 6:00pm Sat 9:00am - 12:00pm

ATMDrive-thru

Hancock

70 W Front Street Ext, Hancock, NY, 13783-1016

Mon, Tue, Thu: 9:00 - 4:30 Wed: 9:00 - 2:00 Fri: 9:00 - 6:00 Sat: 9:00 - 12:00

ATMDrive-thru

Delhi

5 Main St, Delhi, NY, 13753

Drive-up:Mon - Thursday 8:00 am - 5:00 pmFri 8:00 am - 6:00 pmSat 9:00 - 12:00 pmLobby:Mon - Thursday 9:00 am - 4:30 pmFri 9:00 am - 6:00 pmSat 9:00 am - 12:00 pm

ATMDrive-thru

Amsterdam

4839 State Highway 30, Amsterdam, NY, 12010

M-F 9 am to 5 pm Sat 9 am to 12 pm

ATM

3 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.