SETTLERS
Bruce Crossing, MI · Federal Credit Union · Chartered in MI
Who can join
Community / multiple bond
Members
3,965
Net Worth Ratio
19.50%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$37.3M
Peer Group 3
Members
3,965
as of latest quarter
Net Worth Ratio
19.50%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$37.3M
Total Shares
$29.9M
Total Loans
$19.0M
Net Worth Ratio
19.50%
≥7% = Well Capitalized
Members
3,965
Delinquency Rate (60d+)
0.26%
$50K
Loan-to-share ratio: 63.5%· healthy range 60–80%
Branch Locations
NCUASettlers Federal Credit Union
14623 State Highway M28 E, Bruce Crossing, MI, 49912-9296
Monday - Thursday: 8:30 a.m. to 4:00 p.m. E.S.T. Friday: 8:30 a.m. - 6:00 p.m. E.S.T. Saturday: 9:00 a.m. - 12:00 p.m. (noon)
Settlers Federal Credit Union
5384 US Highway 45 N, Watersmeet, MI, 49969
Monday 9:00 a.m. - 3:00 p.m. C.S.T. Wednesday 9:00 a.m. - 3:00 p.m. C.S.T. Friday 9:00 a.m. - 4:00 p.m. C.S.T.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/settlers" target="_blank" rel="noopener">View SETTLERS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.