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SENECA NATION OF INDIANS

Irving, NY · Federal Credit Union · Chartered in NY

LICU MDIWell Capitalized

Who can join

Multiple / other

Charter #24863Est. 2015RSSD: 4874076

Members

2,657

Net Worth Ratio

12.76%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$9.8M

Peer Group 2

Members

2,657

as of latest quarter

Net Worth Ratio

12.76%

Well Capitalized

Institution Profile

NCUA

Address

12837 Route 438, Irving, NY 14081

Chartered

2015

Branch Locations

2 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$9.8M

Total Shares

$8.6M

Total Loans

$5.3M

Net Income

$16K

Net Worth Ratio

12.76%

≥7% = Well Capitalized

Members

2,657

Return on Assets

0.17%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.81%

$43K

Loan-to-share ratio: 61.9%· healthy range 60–80%

Branch Locations

NCUA

Seneca Nation of Indians FCU

12837 Route 438, Irving, NY, 14081

Monday through Friday 9:00 to 4:00

Main

Seneca Nation of Indians FCU

90 Ohiyo Way, Salamanca, NY, 14779

Monday through Friday 9:00 to 4:00

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.