SELF-HELP
Durham, NC · State Credit Union · Chartered in NC
Who can join
Type 99
Members
100,933
Net Worth Ratio
24.34%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.15B
Peer Group 6
Members
100,933
as of latest quarter
Net Worth Ratio
24.34%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$2.15B
Total Shares
$1.57B
Total Loans
$1.90B
Net Income
$4.2M
Net Worth Ratio
24.34%
≥7% = Well Capitalized
Members
100,933
Return on Assets
0.20%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.58%
$30.1M
Loan-to-share ratio: 120.8%· healthy range 60–80%
Branch Locations
NCUAHeadquarters
301 W Main St, Durham, NC, 27701
Mon-Fri 9:00-5:00
Wilmington
307 S College Rd, Wilmington, NC, 28403
M-F 9-5
Hendersonville
100 Dana Rd, Hendersonville, NC, 28792
M-F 9-5
S. Asheville
1911 Hendersonville Rd, Asheville, NC, 28803
M-F 9-5
Brevard
40 Forest Gate Dr, Pisgah Forest, NC, 28768-7929
M-F 9-5
Laurinburg
701 S Main St, Laurinburg, NC, 28352
M-F 9-5
Wilson
2301 Madison Dr W, Wilson, NC, 27893
M-F 9-5
Greensboro
3400 Battleground Ave, Greensboro, NC, 27410
M-F 9:00-5:00
Kinston
1910 W Vernon Ave, Kinston, NC, 28504-3328
M-F 9:00-5:00
Asheville
391 S French Broad Ave, Asheville, NC, 28801-4315
M-F 9a-5p
27 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/self-help-nc" target="_blank" rel="noopener">View SELF-HELP on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.