SELF-HELP
Durham, NC · Federal Credit Union · Chartered in NC
Who can join
Multiple / other
Members
145,117
Net Worth Ratio
25.90%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.41B
Peer Group 6
Members
145,117
as of latest quarter
Net Worth Ratio
25.90%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$2.41B
Total Shares
$1.74B
Total Loans
$1.59B
Net Income
$850K
Net Worth Ratio
25.90%
≥7% = Well Capitalized
Members
145,117
Return on Assets
0.04%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.61%
$9.6M
Loan-to-share ratio: 91.5%· healthy range 60–80%
Branch Locations
NCUADurham
301 W Main St, Durham, NC, 27701-3215
Monday: 9am - 5pm Tuesday: 9am - 5pm Wednesday: 9am - 5pm Thursday: 9am - 5pm Friday: 9am - 5pm
Riverbank
2256 Patterson Rd, Riverbank, CA, 95367-9647
Monday: 9am - 5pm Tuesday: 9am - 5pm Wednesday: 10am - 5pm Thursday: 9am - 5pm Friday: 9am - 5:30pm Saturday: 9am - 1pm
Oakland
1432 7th St, Oakland, CA, 94607-1931
9am - 5pm
Oakland HQ
1970 Broadway Ste 350, Oakland, CA, 94612-2238
M-F 9:00-5:00 Pacific
Bakersfield
2100 H St, Bakersfield, CA, 93301
M, Tu, W 10-5 Th, F 10-6
Lamont
10808 Main St, Lamont, CA, 93241
M, Tu, W 10-5 Th, F 10-6
Porterville
182 N Main St, Porterville, CA, 93257
M-F 10-5
Pittsburg
2110 Railroad Ave, Pittsburg, CA, 94565
Mo, Tu, Th 9:00-5:00 We 10:00-5:00Fr 8:00-5:00
San Jose
1080 S White Rd, San Jose, CA, 95127
Mon, Tue, Thu 9am-5pm Wed 10am-5pmFri 9am-6pmSat 9a-1p
Napa
3183 Jefferson St, Napa, CA, 94558-4923
Monday Tuesday Thursday 9:00 am - 5:00 pm Wednesday 10:00 am - 5:00 pm Friday 9:00 am - 6:00 pm Saturday 9:00 am - 1:00 pm
37 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/self-help" target="_blank" rel="noopener">View SELF-HELP on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.