🏦Bank Scorer

SECURITY

Grand Blanc, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #61159Est. 1955RSSD: 280295

Members

53,803

Net Worth Ratio

9.72%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$651.8M

Peer Group 6

Members

53,803

as of latest quarter

Net Worth Ratio

9.72%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 5255, Grand Blanc, MI 48480-5255

Chartered

1955

Branch Locations

17 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$651.8M

Total Shares

$582.4M

Total Loans

$496.3M

Net Income

$451K

Net Worth Ratio

9.72%

≥7% = Well Capitalized

Members

53,803

Return on Assets

0.07%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.66%

$3.3M

Loan-to-share ratio: 85.2%· healthy range 60–80%

Branch Locations

NCUA

Administration Building

5255 Security Park Blvd, Holly, MI, 48442-9569

8-5 M-F

Main

Saginaw Office

2882 Schust Rd, Saginaw, MI, 48603

9 - 6 M & F 9 - 5 T W Th 9 - 12:30 Sat

ATMDrive-thru

Center Road Office

2230 S Center Rd, Burton, MI, 48519

9 - 6 M & F 9 - 5 T W Th 9 - 12:30 Sat

ATMDrive-thru

Holly Road Office

8040 Holly Rd, Grand Blanc, MI, 48439

9 - 6 M & F 9 - 5 T W Th 9 - 12:30 Sat

ATMDrive-thru

Imlay City Office

337 E 1st St, Imlay City, MI, 48444

9 - 6 M & F 9 - 5 T W Th 9 - 12:30 Sat

ATMDrive-thru

Myers Road Office

1495 Imlay City Rd, Lapeer, MI, 48446

9 - 6 M & F 9 - 5 T W Th 9 - 12:30 Sat

ATMDrive-thru

Owosso Office

1400 E M 21, Owosso, MI, 48867

9 - 6 M & F 9 - 5 T W Th 9 - 12:30 Sat

ATMDrive-thru

Detroit Office

2444 Clark St, Detroit, MI, 48209-1338

9:30 - 4:45 M - F

Warren Office

4805 E 9 Mile Rd, Warren, MI, 48091-2552

M, Th, F 9am - 5pm

Cros-Lex Office

5200 Peck Rd, Croswell, MI, 48422-1462

M-Thu 9-5Fri 10-6

ATMDrive-thru

7 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.