SEA COMM
Massena, NY · Federal Credit Union · Chartered in NY
Who can join
Type 66
Members
56,628
Net Worth Ratio
17.73%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$771.8M
Peer Group 6
Members
56,628
as of latest quarter
Net Worth Ratio
17.73%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$771.8M
Total Shares
$643.8M
Total Loans
$430.3M
Net Worth Ratio
17.73%
≥7% = Well Capitalized
Members
56,628
Delinquency Rate (60d+)
0.27%
$1.2M
Loan-to-share ratio: 66.8%· healthy range 60–80%
Branch Locations
NCUA30 Stearns St.
30 Stearns St, Massena, NY, 13662-2310
8-5 M-Th 8-6 F 9-12 S
Branch - Malone
3349 State Route 11, Malone, NY, 12953-4713
8-5 M-Th 8-6 F 9-12 S
Branch - Potsdam
6 Sisson St, Potsdam, NY, 13676-3596
8-5 M-Th 8-6 F 9-12 S
Branch - Ogdensburg
3001 Ford Street Ext, Ogdensburg, NY, 13669-4495
8-5 M-Th 8-6 F
Branch - Plattsburgh
139 Smithfield Blvd, Plattsburgh, NY, 12901
8-5 M-Th8-6 F9-12 S
Branch - South Burlington
1680 Shelburne Rd, South Burlington, VT, 05403-7718
Monday - Thursday 8:00 a.m. to 5:00 p.m. Friday 8:00 a.m. to 6:00 p.m. Drive-Thru Tellers Open at 8:00 Saturday Closed
Branch - Essex
25 Carmichael St, Essex Junction, VT, 05452
Monday - Thursday 8:00 a.m. to 5:00 p.m.Friday 8:00 a.m. to 6:00 p.m.Saturday - Closed
Branch - Canton
101 E Main St, Canton, NY, 13617-1445
8-5 M-Th 8-6 F 9-12 S
Branch - Watertown
20565 State Route 3, Watertown, NY, 13601
Monday - Thursday - 8:00 a.m. to 5:00 p.m. Friday - 8:00 a.m. to 6:00 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/sea-comm" target="_blank" rel="noopener">View SEA COMM on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.