🏦Bank Scorer

SAGE

Klamath Falls, OR · Federal Credit Union · Chartered in OR

LICUWell Capitalized

Who can join

Employee group

Charter #960Est. 1936RSSD: 149972

Members

25,905

Net Worth Ratio

9.96%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$387.8M

Peer Group 5

Members

25,905

as of latest quarter

Net Worth Ratio

9.96%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1179, Klamath Falls, OR 97601

Chartered

1936

Branch Locations

6 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$387.8M

Total Shares

$346.4M

Total Loans

$263.0M

Net Worth Ratio

9.96%

≥7% = Well Capitalized

Members

25,905

Delinquency Rate (60d+)

0.29%

$765K

Loan-to-share ratio: 75.9%· healthy range 60–80%

Branch Locations

NCUA

Washburn Branch

2972 Washburn Way, Klamath Falls, OR, 97603

m & f 9:00-6:00 tu-th 9:00-5:00 Drive up same as branch hours

MainATMDrive-thru

Lakeview Branch

123 N G St, Lakeview, OR, 97630

M-Thur 9:00-5:00 Fri 9:00-6:00 Drive Thru 9:00-5:00 M-Thur Drive Thru 9:00-6:00 FridayClosed 1:00-2:00

ATMDrive-thru

Galpin Branch

6450 Galpin Ln, Klamath Falls, OR, 97603-2900

M & F-9:00am-6:00pm T-TH 9:00am - 5:00pm S 10:00am - 2:00pm (Drive Up Only)

ATMDrive-thru

Alturas Branch

1030 N Main St Ste 101, Alturas, CA, 96101-3391

M-Thr 9:00 am - 5:00 pm Friday 9:00-6:00 Close daily 1:00-2:00 pm for lunch Closed 1:00-2:00

Christmas Valley Branch

57269 Park Rd, Christmas Valley, OR, 97641

Mon-Fri 11:00-5:30Appointment Only Mon-Fri 9:00-11:00

Klamath Branch

3737 Shasta Way Ste B, Klamath Falls, OR, 97603-4982

Mon & Fri 9:00-6:00 Tues-Thursday 9:00-5:00

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.