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S.T.E.C.

Nursery, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Occupational / employer group

Charter #18816Est. 1968RSSD: 789181

Members

686

Net Worth Ratio

30.27%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.6M

Peer Group 2

Members

686

as of latest quarter

Net Worth Ratio

30.27%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 151, Nursery, TX 77976

Chartered

1968

Branch Locations

1 location

Membership Eligibility

Occupational / employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.6M

Total Shares

$3.9M

Total Loans

$3.8M

Net Worth Ratio

30.27%

≥7% = Well Capitalized

Members

686

Delinquency Rate (60d+)

0.88%

$34K

Loan-to-share ratio: 98.9%· healthy range 60–80%

Branch Locations

NCUA

S T E C F.C.U.

2849 FM 447, NURSERY, TX, 77976

MONDAY-FRIDAY 8:00 TO 4:30

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.