S AND J SCHOOL EMPLOYEES
Wintersville, OH · Federal Credit Union · Chartered in OH
Who can join
Occupational / select employee group
Members
624
Net Worth Ratio
11.06%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$3.0M
Peer Group 2
Members
624
as of latest quarter
Net Worth Ratio
11.06%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$3.0M
Total Shares
$2.7M
Total Loans
$1.9M
Net Income
$3K
Net Worth Ratio
11.06%
≥7% = Well Capitalized
Members
624
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
2.55%
$50K
Loan-to-share ratio: 73.5%· healthy range 60–80%
Branch Locations
NCUAS and J School Employees FCU
734 Main St, Wintersville, OH, 43953
Normal Hours: Monday - Friday 10:30 am to 5:00 pm Summer Hours: Monday - Friday 9:30 am to 4:00 pm (Mid-June to Mid-August)
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/s-and-j-school-employees" target="_blank" rel="noopener">View S AND J SCHOOL EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.