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RT

Rome, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employer / occupational group

Charter #12624Est. 1958RSSD: 208589

Members

3,173

Net Worth Ratio

10.99%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$57.4M

Peer Group 4

Members

3,173

as of latest quarter

Net Worth Ratio

10.99%

Well Capitalized

Institution Profile

NCUA

Address

924 Turin St, Rome, NY 13440

Chartered

1958

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$57.4M

Total Shares

$50.4M

Total Loans

$22.0M

Net Worth Ratio

10.99%

≥7% = Well Capitalized

Members

3,173

Delinquency Rate (60d+)

0.19%

$42K

Loan-to-share ratio: 43.7%· healthy range 60–80%

Branch Locations

NCUA

Main Office

924 Turin St, Rome, NY, 13440

Monday - Friday, 9am - 5pm

MainATMDrive-thru

Camden Drive-Up Facility

13 S Park St, Camden, NY, 13316-1311

Monday - Friday, 9am-5pmSaturday, 9am-12pm

ATMDrive-thru

Lyons Falls Branch

3962 State Route 12, Lyons Falls, NY, 13368

Monday - Friday, 8am - 5pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.