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ROCK COMMUNITY

Rock, MI · Federal Credit Union · Chartered in MI

Well Capitalized

Who can join

Employer / occupational group

Charter #21020Est. 1972RSSD: 813086

Members

826

Net Worth Ratio

8.62%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$9.0M

Peer Group 2

Members

826

as of latest quarter

Net Worth Ratio

8.62%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 200, Rock, MI 49880

Chartered

1972

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$9.0M

Total Shares

$8.3M

Total Loans

$2.7M

Net Worth Ratio

8.62%

≥7% = Well Capitalized

Members

826

Delinquency Rate (60d+)

0.04%

$1K

Loan-to-share ratio: 33.2%· healthy range 60–80%

Branch Locations

NCUA

Rock Community Federal Credit Union

3975 W Maple Ridge 37th Rd, Rock, MI, 49880-9489

Monday - Thurs 8:00 a.m. - 5:00 p.m. Friday 8:00 a.m. - 5:00 p.m. Saturday 8:00 a.m. - 12:00

Main

Fiserv

3031 Airpark Dr N, Flint, MI, 48507

Mon - Fri 7:00 a.m. - 7:00 p.m. Sat 7:00 - 5:00 p.m.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.