RIVER VALLEY
Ada, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
9,205
Net Worth Ratio
11.89%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$124.4M
Peer Group 5
Members
9,205
as of latest quarter
Net Worth Ratio
11.89%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$124.4M
Total Shares
$108.7M
Total Loans
$73.3M
Net Income
$197K
Net Worth Ratio
11.89%
≥7% = Well Capitalized
Members
9,205
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.35%
$254K
Loan-to-share ratio: 67.5%· healthy range 60–80%
Branch Locations
NCUARiver Valley Credit Union
7177 Headley St SE, Ada, MI, 49301-9900
M - F 9:00 - 5:00
Lowell
2500 W Main St, Lowell, MI, 49331
M, Tu, W, F 9:00-5:00 Th 9:00-6:00 Sa 9:00-12:00 drive thru only
Edmore
1369 Industrial Park Dr, Edmore, MI, 48829
M - F 9:00-5:00 Sa 9:00-12:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/river-valley-mi" target="_blank" rel="noopener">View RIVER VALLEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.