RIDGEDALE
East Hanover, NJ · Federal Credit Union · Chartered in NJ
Who can join
Community development
Members
3,703
Net Worth Ratio
8.91%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$100.5M
Peer Group 5
Members
3,703
as of latest quarter
Net Worth Ratio
8.91%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$100.5M
Total Shares
$91.3M
Total Loans
$45.9M
Net Worth Ratio
8.91%
≥7% = Well Capitalized
Members
3,703
Delinquency Rate (60d+)
0.91%
$417K
Loan-to-share ratio: 50.3%· healthy range 60–80%
Branch Locations
NCUARidgedale Office
124 S Ridgedale AVe, East Hanover, NJ, 07936
8-5:30 M-F
Liberty Federal Credit Union
666 Newark Ave, Jersey City, NJ, 07306
Monday: 10AM ? 5PM Tuesday: 10AM ? 6PM Wednesday: 10AM ? 5PM Thursday: 10AM ? 6PM Friday: 10AM ? 5PM Saturday: 9AM ? 1PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/ridgedale" target="_blank" rel="noopener">View RIDGEDALE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.