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RESOURCE ONE

Dallas, TX · State Credit Union · Chartered in TX

LICU MDIWell Capitalized

Who can join

Type 99

Charter #68439Est. 1936RSSD: 473275

Members

70,924

Net Worth Ratio

7.61%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$654.0M

Peer Group 6

Members

70,924

as of latest quarter

Net Worth Ratio

7.61%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 660077, Dallas, TX 75266-0077

Chartered

1936

Branch Locations

13 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$654.0M

Total Shares

$602.0M

Total Loans

$478.2M

Net Income

$956K

Net Worth Ratio

7.61%

≥7% = Well Capitalized

Members

70,924

Return on Assets

0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.11%

$5.3M

Loan-to-share ratio: 79.4%· healthy range 60–80%

Branch Locations

NCUA

South Side

1200 Belleview St, Dallas, TX, 75215-1837

Monday - Friday Lobby 9:00 a.m. till 5:30 p.m. Drive Thru 9:00 a.m. till 6:00 p.m. Saturday Lobby and Drive Thru 9:00 a.m. till 1:00 p.m.

MainATMDrive-thru

TOC

7518 Ferguson Rd, Dallas, TX, 75228

M-F 9:00 am - 5:00 pm Sat 9:00 am - 1 pm

ATM

Garland

302 W Centerville Rd, Garland, TX, 75041

Monday - Friday Lobby 9:00 a.m. till 5:30 p.m. Drive Thru 9:00 a.m. till 6:00 p.m. Saturday Lobby and Drive Thru 9:00 a.m. till 1:00 p.m.

ATMDrive-thru

Cedar Hill

755 N Highway 67, Cedar Hill, TX, 75104

Monday - Friday Lobby 9:00 a.m. till 5:30 p.m. Drive Thru 9:00 a.m. till 6:00 p.m. Saturday Lobby and Drive Thru 9:00 a.m. till 1:00 p.m.

ATMDrive-thru

Jones Rd

9211 Jones Rd, Houston, TX, 77065

Monday - Friday Lobby 9:00 a.m. till 5:30 p.m. Drive Thru 9:00 a.m. till 6:00 p.m. Saturday Lobby and Drive Thru 9:00 a.m. till 1:00 p.m.

ATMDrive-thru

Irving

2315 W Airport Fwy, Irving, TX, 75062

Monday - Friday Lobby 9:00 a.m. till 5:30 p.m. Drive Thru 9:00 a.m. till 6:00 p.m. Saturday Lobby and Drive Thru 9:00 a.m. till 1:00 p.m.

ATM

Mesquite

2750 N Galloway Ave, Mesquite, TX, 75150

Monday - Friday Lobby 9:00 a.m. till 5:30 p.m. Drive Thru 9:00 a.m. till 6:00 p.m. Saturday Lobby and Drive Thru 9:00 a.m. till 1:00 p.m.

ATMDrive-thru

Oak Forest

1400 W 43rd St, Houston, TX, 77018

Monday - Friday Lobby 9:00 a.m. till 5:30 p.m. Drive Thru 9:00 a.m. till 6:00 p.m. Saturday Lobby and Drive Thru 9:00 a.m. till 1:00 p.m.

ATMDrive-thru

Gano

1207 Gano St, Dallas, TX, 75215

8-5 M-F

Carrollton

2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010

Monday - Friday Lobby 9:00 a.m. till 5:30 p.m. Drive Thru 9:00 a.m. till 6:00 p.m. Saturday Lobby and Drive Thru 9:00 a.m. till 1:00 p.m.

ATMDrive-thru

3 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.