🏦Bank Scorer

REDSTONE

Huntsville, AL · Federal Credit Union · Chartered in AL

LICUWell Capitalized

Who can join

Multiple / other

Charter #7544Est. 1951RSSD: 308489

Members

548,367

Net Worth Ratio

13.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$8.57B

Peer Group 6

Members

548,367

as of latest quarter

Net Worth Ratio

13.47%

Well Capitalized

Institution Profile

NCUA

Address

220 Wynn Dr, Huntsville, AL 35893

Chartered

1951

Branch Locations

45 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$8.57B

Total Shares

$7.56B

Total Loans

$3.70B

Net Income

$19.4M

Net Worth Ratio

13.47%

≥7% = Well Capitalized

Members

548,367

Return on Assets

0.23%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.38%

$13.9M

Loan-to-share ratio: 48.9%· healthy range 60–80%

Branch Locations

NCUA

Main Office

220 Wynn Dr, Huntsville, AL, 35893

M-F 9:00 am - 5:00 pm

MainATMDrive-thru

Weatherly Road Branch

1430 Weatherly Rd SE, Huntsville, AL, 35803

M-F 9:00 am - 5:00 pm Sat 9:00 am - 1:00 pm

ATMDrive-thru

North Parkway Branch

3501 Memorial Pkwy NW, Huntsville, AL, 35810

M-F 9:00 am - 5:00 pm; Sat 9:00 am - 1:00 pm

ATMDrive-thru

Beltline Branch

2319 Beltline Rd SW, Decatur, AL, 35601

M-F 9:00 am - 5:00 pm; Sat 9:00 am - 1:00 pm

ATMDrive-thru

Arab Branch

1069 N Main St, Arab, AL, 35016

M-F 9:00 am - 5:00 pm; Sa 9:00 am - 1:00 pm

ATMDrive-thru

6th Avenue Branch

1807 6th Ave SE, Decatur, AL, 35601

M-F 9:00 am - 5:00 pm; Sa 9:00 am - 1:00 pm

ATMDrive-thru

South Parkway Branch

3309 Memorial Pkwy SW, Huntsville, AL, 35801

M-F 9:00 am - 5:00 pm; Sat 9:00 - 1:00 pm

ATMDrive-thru

Meridianville Branch

12256 Highway 231 431 N, Meridianville, AL, 35759

M-F 9:00 am - 5:00 pm; Sat 9:00 am - 1:00 pm

ATMDrive-thru

Highway 72 Branch (Madison)

4005 Lawson Ridge Dr, Madison, AL, 35757

M-F 9:00 am - 5:00 pm; Sat 9:00 am - 1:00 pm

ATMDrive-thru

Hobbs Road Branch

11800 Memorial Pkwy SW, Huntsville, AL, 35803

M-F 9:00 am - 5:00 pm; Sat 9:00 am - 1:00 pm

ATMDrive-thru

35 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.