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RAIZ

El Paso, TX · Federal Credit Union · Chartered in TX

LICU MDIWell Capitalized

Who can join

Type 34

Charter #1409Est. 1936RSSD: 503172

Members

79,277

Net Worth Ratio

9.97%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.09B

Peer Group 6

Members

79,277

as of latest quarter

Net Worth Ratio

9.97%

Well Capitalized

Institution Profile

NCUA

Address

12020 Rojas Dr, El Paso, TX 79936

Chartered

1936

Branch Locations

11 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.09B

Total Shares

$857.1M

Total Loans

$844.5M

Net Income

$2.8M

Net Worth Ratio

9.97%

≥7% = Well Capitalized

Members

79,277

Return on Assets

0.25%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.55%

$4.6M

Loan-to-share ratio: 98.5%· healthy range 60–80%

Branch Locations

NCUA

Rojas

12020 Rojas Dr, El Paso, TX, 79936

9:00 - 5:30 (9:00 - 12:00 Saturday)

MainATMDrive-thru

Kenworthy

9835 Kenworthy St, El Paso, TX, 79924

9:00 - 5:30 (9:00 - 12:00 Saturday)

ATMDrive-thru

Village Court

100 Village Ct, El Paso, TX, 79922

9:00 - 5:30 (9:00 - 12:00 Saturday)

ATMDrive-thru

Lomaland

975 Lomaland Dr, El Paso, TX, 79907

9:00 - 5:30 (9:00 - 12:00 Saturday)

ATMDrive-thru

Joe Battle

3600 Joe Battle Blvd, El Paso, TX, 79938

9:00 - 5:30 (9:00 - 12:00 Saturday)

ATMDrive-thru

Golden Key

1226 Golden Key Cir, El Paso, TX, 79925-5810

9:00 - 5:30 (Saturday (9:00 - 12:00)

Drive-thru

Pullman Operations Center

1241 Pullman Drive, El Paso, TX, 79936

9:00 to 5:30Saturday 9:00 to 12:00

Horizon

13781 Horizon Blvd, Horizon City, TX, 79928

9:00 - 5:30 (9:00 - 12:00 Saturday)

ATMDrive-thru

Resler

1656 Resler Dr, El Paso, TX, 79911

9:00 - 5:30 (9:00 - 12:00 Saturday)

ATMDrive-thru

Mesa/University Self Service

2112 N Mesa St, El Paso, TX, 79902-3312

24 hours per day

ATMDrive-thru

1 more location not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.