🏦Bank Scorer

R T P

Rtp, NC · Federal Credit Union · Chartered in NC

Well Capitalized

Who can join

Multiple / other

Charter #18550Est. 1968RSSD: 744788

Members

9,312

Net Worth Ratio

7.98%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$143.9M

Peer Group 5

Members

9,312

as of latest quarter

Net Worth Ratio

7.98%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 12807, Rtp, NC 27709

Chartered

1968

Branch Locations

4 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$143.9M

Total Shares

$131.8M

Total Loans

$82.1M

Net Worth Ratio

7.98%

≥7% = Well Capitalized

Members

9,312

Delinquency Rate (60d+)

0.40%

$328K

Loan-to-share ratio: 62.3%· healthy range 60–80%

Branch Locations

NCUA

RTP Federal Credit Union

384 Davis Dr, Morrisville, NC, 27560-6336

8:30 a.m. to 5:30 p.m. Monday through Friday

Main

Cary Branch

915 N Harrison Ave, Cary, NC, 27513-3904

8:30 a.m. to 5:30 p.m. Monday through Friday

ATMDrive-thru

Stonehenge Branch

7560 Creedmoor Rd, Raleigh, NC, 27613-1641

8:30 a.m. to 5:30 p.m. Monday through Friday

ATMDrive-thru

RTP Branch

384 Davis Dr, Morrisville, NC, 27560

8:30 - 5:30 pm M-F

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.