PROVIDENT
Dover, DE · Federal Credit Union · Chartered in DE
Who can join
Select employee groups
Members
1,621
Net Worth Ratio
13.72%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$12.0M
Peer Group 3
Members
1,621
as of latest quarter
Net Worth Ratio
13.72%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$12.0M
Total Shares
$10.3M
Total Loans
$5.1M
Net Worth Ratio
13.72%
≥7% = Well Capitalized
Members
1,621
Delinquency Rate (60d+)
0.23%
$12K
Loan-to-share ratio: 49.0%· healthy range 60–80%
Branch Locations
NCUAMain Branch
401 S New St, Dover, DE, 19904
Monday thru Friday 8am - 4pm
First Financial Federal Credit Union
203 Booth St, Elkton, MD, 21921-5646
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 942 | 773 | 11 | 82.1% | 1.2% |
| 2022 | 1,381 | 1,184 | 8 | 85.7% | 0.6% |
| 2021 | 2,875 | 2,475 | 39 | 86.1% | 1.4% |
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/provident" target="_blank" rel="noopener">View PROVIDENT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.