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PIEDMONT ADVANTAGE CREDIT UNION

Winston Salem, NC · State Credit Union · Chartered in NC

LICUWell Capitalized

Who can join

Type 99

Charter #60160Est. 1949RSSD: 298599

Members

27,779

Net Worth Ratio

8.35%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$382.5M

Peer Group 5

Members

27,779

as of latest quarter

Net Worth Ratio

8.35%

Well Capitalized

Institution Profile

NCUA

Address

3530 Advantage Way, Winston Salem, NC 27103

Chartered

1949

Branch Locations

6 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$382.5M

Total Shares

$344.4M

Total Loans

$251.8M

Net Worth Ratio

8.35%

≥7% = Well Capitalized

Members

27,779

Delinquency Rate (60d+)

0.31%

$788K

Loan-to-share ratio: 73.1%· healthy range 60–80%

Branch Locations

NCUA

Advantage Way

3530 Advantage Way, Winston Salem, NC, 27103

9:00am to 5:00pm Monday thru Thursday 9:00am to 6:00pm Friday

MainATMDrive-thru

University

5610 University Pkwy, Winston Salem, NC, 27105-1312

9:00am to 5:00pm Monday - Thursday 9:00am to 6:00pm Friday

ATMDrive-thru

Greensboro

3717 Battleground Ave, Greensboro, NC, 27410

9:00am to 5:00pm Monday - Thursday 9:00am to 6:00pm Friday CLOSED Daily from 11-12

ATM

Eden

212 E Kings Hwy, Eden, NC, 27288

9:00am to 5:00pm Monday - Thursday 9:00am to 6:00pm Friday

ATMDrive-thru

Mooresville

139 S Cardigan Way, Mooresville, NC, 28117

9:00am to 5:00pm Monday - Thursday 9:00am to 6:00pm Friday

ATMDrive-thru

Boyer Street

2830 Boyer St, Charlotte, NC, 28208

Monday thru Thursday 9:00 to 5:00 Friday 9:00 to 6:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.